Florida Estate Planning Guide

Online & Electronic Wills in Florida

Florida was one of the first states to legally recognize fully electronic wills — signed, witnessed, and notarized online. Here is how Florida's electronic will law works, and where do-it-yourself forms still go wrong.

By Arthur Simpson, Esq. Florida Estate Planning Attorney Last Updated: May 2026

"Can I just make my will online?" In Florida, the answer is genuinely yes — but with important conditions. Florida recognizes fully electronic wills, signed and witnessed remotely, with the same legal force as a paper will. The catch is that the convenience of "online" does not relax any of the legal formalities. A guided, attorney-reviewed online process works; a fill-in-the-blank form that skips the statutory steps does not.

Florida's Electronic Wills Act

Under the Florida Electronic Wills Act (F.S. §§ 732.521–732.525), effective July 1, 2020, Florida became one of the earliest states to authorize electronic wills. An "electronic will" is a testamentary document created and maintained in an electronic record, signed electronically by the testator and witnesses. When executed in compliance with the Act, it carries the same legal effect as a traditional will under F.S. § 732.502.

How an Online Will Is Signed in Florida

An electronic will must still satisfy the core formalities — the "online" part changes the medium, not the requirements:

  1. Electronic signature by the testator on the electronic document.
  2. Two witnesses, who may appear by real-time audio-video communication rather than in the same room (subject to the vulnerable-adult exception below).
  3. A notary public who supervises the signing through Florida's remote online notarization (RON) process and verifies the testator's identity.
  4. Storage with a qualified custodian, which keeps the electronic record secure and produces a certified copy for probate.

Remote Online Notarization (RON)

Florida's RON framework allows a commissioned online notary to notarize documents over a secure audio-video connection, with identity verification and a recorded session. RON is what makes a fully remote will signing possible — the testator, witnesses, and notary can be in different locations and still complete a valid execution.

The Vulnerable-Adult Exception

⚠ A Key Safeguard Florida law limits remote witnessing when the testator is a "vulnerable adult" as defined by statute. In that situation, the witnesses generally must be in the physical presence of the testator at the time of signing, even if a notary participates remotely. This protects elderly and dependent individuals from undue influence during a remote signing.

What Is a "Qualified Custodian"?

An electronic will is not simply saved as a PDF on your laptop. Under F.S. § 732.524, it is typically held by a qualified custodian — a company meeting Florida's statutory standards for securely storing electronic wills, maintaining a tamper-evident audit trail, and producing the record when needed. An electronic will held by a qualified custodian is generally treated as self-proved, streamlining probate.

Online Will vs. Attorney-Reviewed Online Plan

"Making a will online" can mean two very different things:

ConsiderationGeneric DIY Form SiteAttorney-Reviewed Online Plan
Florida-specific draftingOften generic / multi-stateDrafted to Florida law
Homestead & elective-share issuesUsually ignoredAddressed
Proper execution & witnessingLeft to the userGuided & compliant
Attorney review before signingNoneYes
ConvenienceHighHigh

The biggest risks with generic forms are Florida-specific: homestead devise restrictions and the spousal elective share. These are exactly where a form that "works in any state" produces a will that fails in Florida.

How Cornerstone Does It Cornerstone combines the convenience of online with the safety of attorney review. You answer guided questions through the Florida Florida Estate Kit, your documents are drafted to Florida law and reviewed by Arthur Simpson, Esq., and signing is completed in compliance with Florida's execution and electronic-will rules — anywhere in the state.

Frequently Asked Questions

Are online wills legal in Florida?
Yes. Florida legally recognizes electronic wills under the Florida Electronic Wills Act (F.S. §§ 732.521–732.525), effective July 1, 2020. An electronic will signed and witnessed in compliance with the statute — including through remote online notarization — has the same legal force as a paper will.
How is an electronic will signed in Florida?
A Florida electronic will is signed electronically by the testator in the presence of two witnesses and a notary. The witnesses may appear remotely by real-time audio-video technology under Florida's remote online notarization framework, provided the statutory presence and identity-verification requirements are met.
What is a qualified custodian for a Florida electronic will?
A qualified custodian is a company that meets Florida's statutory requirements (F.S. § 732.524) to store and maintain an electronic will. The custodian keeps the electronic record secure, maintains an audit trail, and can produce a certified paper copy for probate. An electronic will is generally treated as self-proved when held by a qualified custodian.
Can a vulnerable adult sign an electronic will remotely in Florida?
Not fully remotely. Florida law restricts remote witnessing for "vulnerable adults." If the testator is a vulnerable adult, the witnesses must generally be in the physical presence of the testator at signing, even if a notary participates remotely. This safeguard guards against undue influence.
Is an online will as legally valid as a paper will in Florida?
Yes, when executed correctly. A properly executed Florida electronic will has the same legal effect as a traditional paper will. The key is meeting every statutory requirement — signing, two witnesses, notarization, and proper electronic custody. A do-it-yourself online form that skips these steps can fail.
Do I still need a lawyer if I make a will online in Florida?
Florida law does not require a lawyer to make a will, but attorney review is strongly recommended. Florida-specific issues — homestead devise restrictions, the spousal elective share, and proper execution — are where generic online forms most often fail. An attorney-reviewed online process combines convenience with compliance.

Related Reading

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This article is for general informational purposes and does not constitute legal advice. Estate planning is highly fact-specific. Consult a licensed Florida estate planning attorney regarding your individual circumstances. Arthur Simpson, Esq. is licensed to practice law in the State of Florida.